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Flood Insurance in Sumner and Waverly, IA

Anchoring Flood Coverage for Iowa Residents and Business Owners

When it rains, it pours ‐ especially in the state of Iowa. Severe weather, flash flooding, and other conditions that result in water damage are often unexpected.


At Wegner Insurance Agency, we work alongside clients in Sumner, Waverly, and throughout the state of Iowa to proactively prepare for flooding. Regardless of if you live in a flood zone or near a body of water, flood insurance may be an essential coverage to consider.

Flood Insurance Markets

We traditionally place flood insurance policies with The Hartford, which works in stride with the National Flood Insurance Program (NFIP). The NFIP was originally developed by Federal Emergency Management Agency (FEMA) to counter the rising cost of taxpayer funded flood relief. Since its development, three main components of the NFIP have emerged: flood insurance, floodplain management, and flood hazard mapping.


As an agency, we also work with a private carrier, NFS Edge. With different underwriting guidelines the private option, traditionally offers lower rates.


Together, we can identify which plan may be more fitting for you. It is a common misconception among home and business property owners that areas of low to moderate risk do not need encompassing flood insurance coverage. The fact remains, however, anyone can be financially vulnerable to flooding, which is defined as inundation of water.


We are committed to designing a policy based on your requirements and budget restraints. To learn more about the options obtainable through our flood insurance selections, contact our agency at your convenience.

Ever Consider, ‘Is Flood Insurance Available Near Me?’

Every flood insurance policy we produce is developed to protect you from the financial burdens associated with natural disasters. As Iowa residents ourselves, we are knowledgeable of both the risks associated and steps necessary to secure protection.


Every step of our procedure is rooted in one‐on‐one communication between agents and clients. From filing a claim to monitoring rates, we are available to act as a trusted guide. All of our agents are licensed to sell flood insurance.


If you are ready to put up an umbrella of flood insurance protection, feel free to request a quote.

Additional Resources:

At Wegner Insurance Agency, we’re proud to provide flood insurance in Sumner, Waverly, Waterloo, Cedar Falls, Tripoli, and West Union, IA. We’re licensed to write coverage in Iowa and Wisconsin. 

Our Location

Wegner Insurance Agency

103 West First St
Sumner, IA 50674
Main office: 563-578-8076
Fax: 563-578-5425

Office Hours:

Mon: 8:00 AM - 4:30 PM
Tues: 8:00 AM - 4:30 PM
Wed: 8:00 AM - 4:30 PM
Thurs: 8:00 AM - 4:30 PM
Fri: 8:00 AM - 4:30 PM
Sat: Closed
Sun: Closed

Our Providers


Wegner Insurance has helped protect many parts of our lives over the past 7 years, from when we started out as a newly married couple in a rental apartment, to later insuring our purchased home, our cars and our home-based and later off-site business. We love that they are Dave Ramsey endorsers and that is originally how we found them. Doyle takes time to come to our home when needed, and Carolyn and Karla are phenomenal with putting up with my multitude of questions every time our policy changes because we have added something, sold a vehicle, or just have questions in general. They take time to know about our family and truly care about us as clients. We highly recommend them to anyone looking for small-town business with any kind of coverage!
- Brittany Todd
Friendly and helpful staff who are always patient with all my questions. Excellent customer service!
- Tessa Willie
Wegner insurance is always top notch! Have a question or problem, just call! They will always help! Even Doyle came to my house on a Saturday, to discuss my farm and vehicle coverage, so I didn't have to take a day off work to go to their office! Glad I made the call to them when I was looking for coverage! Awesome people!
- Dale Degner